BUSINESS AND FRANCHISE FUNDING 
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If you are looking for information on purchasing a franchise, traditional business or investment real estate with a tax qualified retirement plan such as an IRA, 401(k), 401k, 403(b), 403b retirement rollover or buying a franchise without paying taxes or penalties, then you have come to the right place.

 

Save Money - eliminate penalties and taxes
Tapping into your retirement funds can be expensive. Distributions before retirement age can cost you up to 50% in taxes and penalties. But with a 401k rollover you can use the retirement funds you've  saved to start or grow your own business - without taxes or penalties.

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It's your future - invest in yourself
A business you own may well be your best retirement plan. You can use your retirement funds as an initial business investment and build on them year after year. In affect, you become the trustee of your own retirement. With this plan you are able to shelter more money than ever before for a greater potential return and continued income during retirement.

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Enjoy greater success from the beginning - You can avoid the debt associated with business loans freeing up cash flow. Perhaps that's why so many current business owners prefer this approach to traditional financing. 

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Plan for security - without using other collateral
Many small business owners start out by borrowing against their homes. With a 401k rollover, you can open or grow your business without ever touching the home equity you worked so hard to build.

Using Your Retirement Funds as Business Capital

It's a different concept for most people. Money in IRAs and 401(k) plans is thought to be untouchable until retirement. But it can actually be used before then.

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You can invest retirement funds in a new or established business without distributions, penalties and taxes. As a result, it gives anyone with a qualifying retirement plan a ready source of capital.

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Basically what happens is people invest retirement funds in stock of their own business. When properly done, funds can be used for any business purpose, including:

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• Purchasing a franchise or existing business.

• Start-up expenses: purchasing property, equipment, etc.

• Working capital: paying salaries, franchise fees, etc.

• Business expansion: funding additional franchises, locations, etc.

• Equity toward SBA or other loans.

 

Moreover, capital can be obtained from just about any type of retirement savings plan:

• IRAs

• 401(k) Plans

• 403(b) Plans

• SEPs

• SIMPLE Plans

• Annuity Plans

• Profit Sharing Plans

• Defined Benefit Plans

• 457 Plans

• Employee Stock Ownership Plans

• Cash Balance Plans

• Money Purchase Plans

• Rollover Plans

• ESOPs